Guides & Articles

BECS vs NPP: How Australian Payments Work

Discover how BECS and the NPP power Australian bank transfers, their differences, and when each system is used.

Updated 2026-02-24

BSB Number Format Explained: What Each Digit Means

A detailed breakdown of the BSB number format, including institution codes, state identifiers, and branch numbers for every major Australian bank.

Updated 2026-02-23

BSB vs SWIFT Code: What's the Difference?

Understand the difference between BSB numbers and SWIFT codes, when to use each, and how they work for domestic and international transfers.

Updated 2026-02-23

Direct Debit vs Direct Credit Explained

Understand the differences between direct debit and direct credit in Australia, how each works, and your rights.

Updated 2026-02-24

How to Find Your BSB Number: 5 Easy Methods

Discover 5 simple ways to find your BSB number, from online banking to bank statements, chequebooks, contacting your bank, or using BSBFinder.

Updated 2026-02-23

How Bank Mergers Affect BSB Numbers

Learn what happens to BSB numbers when Australian banks merge, with real examples from St George, BankWest, and other major consolidations.

Updated 2026-02-23

How to Transfer Money Between Banks in Australia

Learn how to transfer money between Australian banks using BSB numbers, PayID, and BPAY with step-by-step instructions.

Updated 2026-02-24

PayID vs BSB: Which Do You Need?

Understand the difference between PayID and BSB numbers. Learn when to use each for Australian bank transfers, direct debits, and payments.

Updated 2026-02-24

What is a BSB Number? Complete Guide to Australian Bank Codes

Learn what a BSB number is, how the Australian bank-state-branch system works, its history, format, and why you need it for domestic transfers.

Updated 2026-02-23

What Happens When You Enter the Wrong BSB Number

Find out what happens when you enter the wrong BSB number and how to recover misdirected payments in Australia.

Updated 2026-02-24