BSB 803-196 — Cuscal Limited, Melbourne VIC

BSB 803-196 is assigned to Cuscal Limited, serving the Melbourne area in Victoria. This BSB code identifies the First Option Bank Ltd branch, located at Level 6 574 St Kilda Road, Melbourne VIC 3004. This branch supports Electronic (Direct Entry) and High Value (RTGS) payment methods. BSB (Bank-State-Branch) numbers are six-digit codes used by Australian financial institutions to identify individual branches. You will need this BSB when setting up direct debits, salary deposits, or transferring money between Australian bank accounts. This BSB number is currently active and was last verified against official sources.

Branch Details

BSB Number	803-196
Institution	Cuscal Limited (CRU)
Branch Name	First Option Bank Ltd
Address	Level 6 574 St Kilda Road
Suburb	Melbourne
State	Victoria (VIC)
Postcode	3004
Payment Flags	Paper: ✗ Electronic: ✓ High Value: ✓

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Payment Capabilities

E

Electronic (Direct Entry)

This branch supports electronic direct entry transactions, including direct debits, salary payments, and BPAY.

H

High Value (RTGS)

This branch supports high-value real-time gross settlement (RTGS) transfers for large or time-critical payments.

Change History

Changes detected from official sources, checked daily.

24 Feb 2026 — First recorded in BSBFinder directory

Tracked as part of Cuscal Limited (CRU), Melbourne VIC 3004.

BSBFinder checks for updates daily. Any future changes to this BSB — address moves, payment capability updates, or branch closures — will appear here.